COMMERCIAL BUSINESS INSURANCE

As a small to medium-sized enterprise (SME), We know that your business is your livelihood. You work hard to provide a quality product or service to your customers, and you want to make sure that your business is protected in case of an unexpected event.

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That's where Public Liability, Professional Indemnity, and Employers Liability insurance come in. These types of insurance can help protect your business from financial loss in the event of a claim.

What is Public Liability insurance?

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Public liability insurance covers your business against claims made by third parties for injury or damage caused by your business's negligence. This could include claims from customers, clients, suppliers, or even passers-by.

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What is Professional Indemnity insurance?

Professional indemnity insurance covers your business against claims made by clients for professional negligence. This could include claims for mistakes made in your work, poor advice, or even defamation.

What is Employers Liability insurance?

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Employers liability insurance covers your business against claims made by employees for work-related injuries or illnesses. This type of insurance is essential for any business with employees.

Why do I need Public liability, Professional indemnity, and Employers Liability insurance?

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Public liability, Professional Indemnity, and Employers Liability insurance are all important types of insurance for SMEs. These types of insurance can help protect your business from financial loss in the event of a claim.

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For example, if a customer is injured on your premises due to your negligence, Public liability insurance can help pay for their medical expenses and any lost wages. If a client makes a claim against you for professional negligence, Professional indemnity insurance can help cover the cost of your legal defense and any compensation payments. And if an employee is injured in the course of their employment, Employers Liability insurance can help pay for their medical expenses and any lost wages.

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How much does Public liability, Professional Indemnity, and Employers Liability insurance cost?

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The cost of Public liability, Professional Indemnity, and Employers Liability insurance will vary depending on the size of your business, the type of work you do, and your location. However, the cost of this type of insurance is typically very affordable, and it can provide peace of mind knowing that your business is protected.

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Billion are here to help you navigate through the market place finding you the best cover at the right price we will compare policies and prices to find the best coverage for your business, regardless if your a news agent, Barbers, printers what ever your field.

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Billion Brokers work on a personal service basis you will not be calling a call centre you will be talking to your own personal broker.